Terms and Conditions

Terms and Conditions of Use of Vehicle Benefits Ltd Website

This website is owned and maintained by Vehicle Benefits Ltd ("Vehicle Benefits").

The use of this website is subject to the following terms and conditions which you should read carefully. By accessing, using and/or downloading this website, materials from it and the services available through it, you agree to be legally bound by these terms and conditions. If you do not agree to this you should not use this website, download materials from it or use the services available through it.

USE AND ACCESS: You shall not use the website or the materials on it for any unlawful or prohibited purpose. Where any opinions are expressed on this website, they are provided by Vehicle Benefits for informational purposes only.

This website is designed to be accessed through its principal home pages and such other pages as we may decide. If you access the site through individual pages directly, which are not designed for this purpose, you may not see important information which is relevant to information on this website. You will be referred on certain site pages to read legal information. This important information will contain details and relevant legal or regulatory information and should be read in conjunction with the relevant site pages.

Where access to the website is restricted by use of passwords and user identification. The passwords and user identification details are personal to those to whom they are issued.

They shall not be transferred. You must maintain passwords and user identification confidential and secure at all times. Any known or suspected loss, theft, disclosure or misuse of passwords and user identification must be promptly notified to Vehicle Benefits. You shall be responsible for any and all use (including without limitation unauthorised use) of the passwords and user identification.

The contents of this website do not purport to provide any financial, investment or professional advice and nothing on the pages of this website shall be deemed to constitute the offer or provision of financial or other professional advice in any way. In particular, you should obtain advice from a qualified expert before making any financial decision.

While we have taken all reasonable steps to ensure the accuracy and completeness of the content of the website, we exclude any warranties, undertakings or representations (either express or implied) to the full extent permitted under applicable law, that the website or (including without limitation) all or any part of the content or materials, accuracy, availability or completeness of the content of the website or any part of the content or materials are appropriate or available for use either in the United Kingdom or in other jurisdictions. If you use this website from other jurisdictions, you are responsible for compliance with applicable local laws.

EXCLUSION OF LIABILITY: You shall be responsible to Vehicle Benefits in respect of all loss, liability, damage, cost or expense (including without limitation reasonable legal costs and expenses) which the Vehicle Benefits may suffer or incur directly or indirectly, wholly or in part, arising out of or in connection with your use or misuse of the website or failure to observe these terms and conditions or any notices.

We accept no liability (including without limitation) in either contract, tort, negligence, statutory duty or otherwise (to the maximum extent permitted by applicable law) arising out of the use of or access to this website (which includes without limitation) any errors or omissions contained in this website or if the website is unavailable and we shall not be liable for any direct or indirect:

  • economic losses (including without limitation loss of revenues, data, profits, contracts, use, opportunity, business or anticipated savings);
  • loss of goodwill or reputation;
  • special, incidental, consequential loss or damage, suffered or incurred arising out of or in connection with your use of this website and these terms and conditions.

Access to and use of this website including any data or other information distributed by, downloaded or accessed from or through this site is at the user's own risk. Further, we do not warrant that the use of this website or any material downloaded from it will not cause damage to any property, or otherwise minimise or eliminate the inherent risks of the internet including but not limited to loss of data, computer virus infection, spyware, malicious software, trojans and worms. Also, we accept no liability in respect of losses or damages arising out of changes made to the content of this website by unauthorised third parties.

The exclusion of liability is also made for the benefit of directors, employees, agents and subcontractors of Vehicle Benefits .

Nothing in these terms and conditions shall attempt to exclude liability that is not permissible under applicable law.

THIRD PARTY LINKS: We may provide links to other websites or resources (that are not part of the Vehicle Benefits) for you to access at your sole discretion. You acknowledge and agree that; you enter such web sites at your own risk and we are not responsible for the availability of such external websites or resources, and do not review or endorse and shall not be responsible or liable, directly or indirectly, the content, products, goods or other materials or services on or available from such websites or resources of such websites.

PERSONAL DATA: Personal data will be collected, processed and used by Vehicle Benefits for the purposes of providing products, services and access to this website.

Further information on Vehicle Benefits data privacy policy can be found on this website.

USE OF COOKIES: A cookie is a small file which is sent to your browser and stored on your computer and helps us understand and track your use of our website and where we can improve the information and services we provide to you.

We may work with third parties to research certain usage and activities on our website.  No personal information about you is shared except to the extent it is required to be used by a third party or parties for providing such research, and in the course of conducting this research we, and these third parties may place a unique "cookie" on your browser.

We use cookies to gather information on IP addresses, to analyse trends, administer the site, track users' movements on the site and gather broad demographic information for aggregate use.  IP addresses are not linked to other personally identifiable information and will not be used to deliver targeted marketing messages.

If our website requires you to register or login to gain access to the website, cookies are used to assist in this process.  Cookies are used as part of the registration process, they are also used to store the username while the user is logged into the site and to track the number of times the user has tried to log in during a single visit.

For information about blocking the use of cookies, please refer to the instructions/help screen on your Internet browser.  Please note that you may not be able to use or access certain parts of the website or online services if you block the use of cookies.

INTELLECTUAL PROPERTY: This website contains proprietary information, trade secrets and trademarks of Vehicle Benefits the Vehicle Benefits and third parties. As such the website, its content (including but not limited to construction, design, information, data, graphics, logos, sounds, software and documents) are protected by laws relating to confidentiality, copyright, trademarks and other intellectual property rights. You shall not make any use of the website or the content other than for the purpose for which it is made available. Reproduction in any form of any part of the website or its contents without our prior written consent is prohibited.

COMMUNICATIONS: In order to maintain the security of its systems, protect its staff and detect fraud and other crimes, the Vehicle Benefits reserves the right to record all telephone calls and monitor all internet communications, including web and email traffic, into and out of its domains. Monitoring includes but not limited to checks for and blocking of; viruses and other malignant code, criminal activity, and use or content which is unauthorised as being in breach of the Vehicle Benefits policies.

Messages that you send to Vehicle Benefits by e-mail may not be secure. Vehicle Benefits recommends that you do not send any confidential information by e-mail. If you choose to send any messages to Vehicle Benefits via e-mail, you accept the risk that they may be intercepted, misused and modified by a third party.

WEBSITE WITHDRAWAL AND CHANGES: The contents of this website, including these terms and conditions of use, are subject to change by us without notification and the Vehicle Benefits shall not be obliged to remove any outdated information from the website or to expressly mark it as being outdated. Your continued use of this website after any changes are posted will be considered acceptance of those changes. Vehicle Benefits shall at any time be entitled to withdraw, suspend or deny or restrict access to the whole or any part of this Site without notice or liability.

ENFORCABILITY: In the event any provision of these terms and conditions of use and access of this website is held unenforceable, it will not affect the validity and enforceability of the remaining provisions and will be replaced by an enforceable provision that comes the closest to the intention underlying the unenforceable provision.

APPLICABLE LAW: The terms and conditions of use of this website are governed by the laws of England and any dispute regarding this website shall be subject to the exclusive jurisdiction of the English courts.

The information provided on this website or in any communication containing a link to this site is not intended for distribution to, or use by, any person or entity in any jurisdiction in any country where such distribution or use would be contrary to law or regulation or which would subject any member of Vehicle Benefits ("the Vehicle Benefits") to any registration requirement within such jurisdiction or country.

Unless otherwise stated on the product pages, the services and products on this website are intended for use by residents of the UK only, and are not aimed at or intended for use by residents of any other jurisdiction.

In the event of a discrepancy or difference in interpretation between various language versions of this Disclaimer, the English language version shall prevail.

REGISTERED DETAILS: Vehicle Benefits Ltd is registered in England and Wales under registered number 06774820. The registered office is situated at 1 Oak Spinney Park, Ratby Lane, Leicester, LE3 3AW.

Vehicle Benefits Limited is authorised and regulated by the Financial Conduct Authority (FCA No 930648), who’s permitted business is to arrange non-investment insurance contracts, acting on behalf of the insurer.